emergency fund

Do I Need an Emergency Fund? – 8 REASONS That Say YES!

Do I need an emergency Fund? How can I have an emergency fund if I hadn’t one till now? Is it necessary? My life is well enough then why do I need to have an emergency fund? If such questions came to your mind after reading the title, then this post is going to help […]

leaders

Corporate and Non-Profit Leaders, Similar or Different

Working toward your master of science in management degree requires a lot of sweat and tears, but it’s just the beginning of what’s to come. When you finish school, or perhaps even before you graduate, you need to figure out what type of organization you want to work in. The two top options are corporate and nonprofit, and each presents its own challenges. You’ll need to decide where you want to start, figure out what kind of hurdles you want to leap, and focus on where you see your life heading as new job possibilities open up before you. Corporate management involves keeping an eye on the bottom line while making sure there are enough skilled workers to perform the job satisfactorily. … [Read More...]

Loan approval

5 Personal Loan Application Tips to Get Approved Faster

Personal loans come in handy whenever you need immediate cash. Whether it's for that unexpected hospital bill not covered by your insurance, or to finance a time-sensitive business opportunity, it’s always helpful to have access to cash. Getting a personal loan application approved can, however, be frustrating at times. Major banks and private lending institutions do not simply hand you money and let you off easy. It's a stringent application process, one that may take some time. With up to 7 million credit applications being refused last year, it’s useful to know your way round the system. To get approved faster, here are five tips you can employ. Look Up Your Credit Score The vast … [Read More...]

house for sale

House for Sale: Buying a Used House

Anyone who wants to live the dream of becoming an adult understands that at some point your parents are going to kick you out of the proverbial nest, and then it is up to you to find out where you go next. Not only is it extremely important to set up a new home base just to protect yourself and your things, but so much more than the physical aspect of having a home is the financial one as well. From the idea of building credit and equity, to the point about having a true financial asset on your side, there is a significant amount of wealth that can be generated by actually just purchasing a home and paying off a mortgage yourself (instead of continuing to rent and pay off someone else’s … [Read More...]

Apartment

Renting an Apartment vs. Buying a Condo – A Matter of Flexibility vs. Stability

If you are new to the property game and have recently decided that it’s time to move into a place of your own, then you will have likely asked yourself the question “Do I want to rent an apartment, or purchase a property of my own?” Well fortunately, this article aims to help you answer that question, by offering insights into why it might be a better idea to rent or purchase for your current situation, as well as other factors that you may not have considered yet. Renting Provides Flexibility while Purchasing Offers Stability In a recent article by EnlightenMe, they shared insight when they mentioned that one of the primary factors to consider when deciding whether to purchase a … [Read More...]

Debt consolidation

Debt Consolidation- A Healthy Idea or Not?

Given the dynamic nature of the market, there is a certain possibility of reaching a point where the debtor may be in the danger of bankruptcy, insolvency or another fiscal emergency may always linger in the horizon. The options available for a bailout at such point are often limited. This is where the debtor can take a plunge of opting debt refinancing that entitles one to take a single loan to pay off the smaller ones, in other words, Debt Consolidation. Lending institutes such as Fast Track Debt Relief offer debtors a recourse to repay loans by providing them the option of debt consolidation. The Consolidated Debt is mostly a second mortgage or home equity line of credit. This requires … [Read More...]

1

Is Investing in Tech and Software Companies the Right Step

With what seems like an ever-expanding list of technology and software companies gaining ground in the finance market, much in due to our increasing habit of online and software-based entertainment, one might start wondering if it might be worth investing some funds within this specific market. Especially worth considering is how the gambling and gaming industries are experiencing high growth with increased tenacity in the market.   What can be said for sure is that the statistics and research on time spent online, and consumer behaviour is conclusive. It is a distinct, almost exponential potential for growth in this area, as reported by TechCrunch, and an analysis from … [Read More...]