Fraud Definition

5 Hidden Costs of Financial Fraud

There are almost as many types of fraud as there are victims of it. From Medicare and insurance fraud to Ponzi schemes and phishing scams, bilking people out of money through deceitful means is a frightfully common occurrence in our tech-heavy modern world. Billions of dollars are lost every year to fraud, and while the […]

Penny Pinching

Pinch Pennies Without Pain During Grad School With These 6 Tips

Keeping a firm hold on finances is a struggle for many people, regardless of the financial situation in which they find themselves. Throw a wrench into the spokes of that common, everyday struggle — like going to and paying for graduate school — and many people choose to give up financial sense-making entirely. However, abandoning your budget and savings goals doesn't have to accompany going back to school. You think of it as practice run for someday running your own business after you finish your MBA. If you'd like to keep your long-term financial health in focus while you're earning an advanced degree, here are six tips to help keep you pinching your pennies. Get a Roommate or Be a … [Read More...]

Leadership Compass Cardinals

6 Unexpected Traits Exemplified by Great Leaders

Many people are tempted to believe that true leaders are born not made, but when it comes to leaders of historical importance, that adage rarely seems true. In many ways, leadership, as President John F. Kennedy noted, is indispensable from learning, which means every entrepreneur, pastor, community organizer, or team captain can improve their leadership skills by learning aspects of quality leadership that they then put into practice. But what are the features of great leadership? What traits should be lived out and repeated? While the qualities associated with excellent leadership are often those that are the most obvious, the unexpected traits essential to effective leadership are … [Read More...]

Bullseye Shirt

5 Ways to Look More Appealing to a Potential Employer

While the American economy seems to have recovered finally from the troubles of seven or eight years ago, competition for good, higher-paying jobs is still pretty fierce. After all, just because unemployment is low doesn't mean there aren't dozens or even scores of highly qualified applicants trying to get the same jobs you're vying for. With so many options available to them, how can you convince a potential employer that you're the more appealing choice? From going back to school to boost your credentials to crafting a better resume, here are five different ways you can become more competitive in the job market. 1. Go Back to School No matter where you are on the degree ladder, … [Read More...]

cash now

Easy Ways to Make Money Today

Do you need some cash today as opposed to next week or tomorrow? If the thought of selling your blood sends chills up your spine, check out these five easy ways to make money today. Check Out Neighboring Thrift Stores It’s always a great idea to go to your neighborhood pawn shop and sell off a few trinkets. You can have money in a few short hours with the right items. However, if you’ve done this once (or twice) you possibly have nothing more you can part from. So, take a trip to an upscale neighborhood and browse around in those thrift stores. You’ll find some of the hidden gems in these upscale locations, purchase them for cheap and then turn around and sell them for major … [Read More...]

Wall Partition

Optimise Your Office Space with Partitioning

For some, office partitioning is simply about creating divisions within an office space, but there is much more to it than that. Used properly, partitioning can really work to maximise the space and, in turn, allow staff to work to the best of their abilities. Optimising the available space you have in the workplace should always be at the forefront of the mind of business owners and office managers because – in the end - it boils down to costs. Some expenditure on high-quality partitioning units can really pay for itself in a surprisingly short space of time. Maximising Space Usage Partitioning allows more efficient use of space. Desks can be placed closer together and in … [Read More...]

Rich as A King

The Most Important Tool in Your Financial Plan

By Douglas Goldstein, CFP® What is the best way to plan for the uncertainty of the future? After all, so much can happen that it makes it almost impossible to create a financial plan. Even if you could quantify all the unknowns in your personal life (getting a raise, losing your job, change in family status, etc.), how can you possibly account for market volatility when creating your financial plan? The answer: use a Monte Carlo simulation. A Monte Carlo simulation tests large number of scenarios for what might happen. It calculates your odds of success based a projected end value of your portfolio (which you choose), not on average annual returns. Monte Carlo simulations are the … [Read More...]