Weekly Round Up – February 14, 2014

Debt LoansBefore we get to the good reads!

Check out this beastly resource on Saving For The Future, and let me know what you think.

A Few Good Reads

Here are a few of my favorite reads from the past week.

1. House passes debt-ceiling increase with no add-ons: 

House Republicans backed away from a battle over the government’s debt cap on Tuesday and permitted President Barack Obama’s Democratic allies to drive quick passage of a measure to increase the government’s borrowing cap without any concessions from the White House.

The 221-201 vote came hours after Speaker John Boehner announced that his fractured party would relent.

Just 28 Republicans voted for the measure, including Boehner. But 193 Democrats more than compensated for the low support among Republicans. View full article

2. Boehner Gives In, Introduces Clean Debt Ceiling Bill: 

John Boehner has surrendered completely on the debt ceiling. None of his proposals managed to attract majority support among Republicans, so now he plans to introduce a clean bill and leave it up to Democrats to pass it:

“House Republican leaders told members this morning that it is clear the paid-for military COLA provision will not attract enough support, so we will be bringing up a ‘clean’ debt limit bill tomorrow,” a Republican official said, referring to a plan on veterans’ benefits. “Boehner made clear the G.O.P. would provide the requisite number of Republican votes for the measure but that Democrats will be expected to carry the vote.” View full article

3. Are There Any Legitimate Debt Consolidation Loans? 

When you have debt, it’s not uncommon to feel that it is insurmountable. The bills keep coming in the mail and you begin to wonder what options there might be for help getting out of debt. One of the methods people often turn to – to make debt more manageable – is debt consolidation. While it’s not the right choice for everyone, debt consolidation can be helpful for some people.

Consolidation can put all your debt into one loan so that instead of keeping track of several debt payments each month you only need to make one payment. And it can lower your interest rate. But there are some predatory companies out there that advertise “debt consolidation” and charge lots of unnecessary fees. So how can you get a legitimate debt consolidation loan? And is there even such a thing? Below we’ll examine these two questions. View full article

4. Heal Your Financial obligation with Personal debt Consolidation Loans: 

Are you troubled with the multitude of payments that you need to create all your debts each month?

Are you not able to manage the regular monthly settlements from within your earnings sources?

Are creditors bothering you with the repeated telephone calls and legal notices to get back their cash?

Are you losing your evenings rest due to the anxiety, and are you anxious to get rid of your debts?

If you are undergoing all this, then the quickest source of alleviation from all your debt associated difficulties depends on a debt consolidation loans. View full article

5. How Hard Is It To Discharge Your Student Loans? 

It is well known that students these days are drowning in debt.  And there really isn’t any way around it, unless you’re one of the few who doesn’t have to take out student loans.  I wanted to offer some information on the interplay between bankruptcy law and the discharge ability of student loans, because I’ve seen so much misinformation out there passing itself off as reliable guidance.  My hope is that this brief introduction will serve as a stimulus for further investigation by those needing it.  There is no way that an article of 1200 words can cover any legal topic in detail, but I will strive to hit the relevant points that readers should be aware of. View full article

Recent Posts On This That and the MBA

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Carnivals

This That and The MBA was included in several carnivals over the last weeks:

1. http://www.themoneyprinciple.co.uk/carnival-of-money-pros-wealth-of-topics-wealth-of-views/

2. http://www.thefourhourworkday.com/carnival-of-financial-camraderie/

3. http://www.seedebtrun.com/carnival-of-retirement-excellence-ed/

4. http://www.aspiringblogger.com/aspiring-blogger-personal-finance-carnival-30/

Thank you for the mentions last week. I really appreciate it. Have a great weekend!

-Christopher-

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