How to Create a Brand Identity that Lasts for a Long Time


Who isn’t familiar with the popular taglines, “Just Do It” or “Live Mas” or “Because You’re Worth It”. These slogans are almost synonyms for the brands they represent. So, it is only natural that small businesses and startups would want to associate their respective brands with big organizations only. This is everything but the truth. […]

Student debt

Handling the Dilemma of Repaying your College Debt – Tips & Advices for Students

It is rather tough to deal with student loan debt, given the way it is ballooning out of control. Being a student, you must have been acclimatised with the student loan debt crisis that the nation is going through. Americans are recorded to owe a staggering $1.4 trillion in the form of student loan debt and this debt is more than all the car loan and credit card debt combined. 8 among 10 college students left colleges in 2017 with an average of $38,176 as student loan debt. In fact, as per reports from Federal Reserve Board Survey of Consumer Finances, around 20% borrowers owe more than $50,000. There are many students for whom it is necessary to take out student loans as they don’t have … [Read More...]


Tips on College Essays and Personal Interviews

Practice makes man perfect. Hence, best key to get your essay selected is to practice 1 or 2 essays daily. College essays and interviews can be stressful, so here are some tips: They say: First impression is the last impression. Hence, try to start with an interesting first line or a quote. (1) Writing in certain structure implies the clarity of thoughts. This may help in fetching more points. (2) Generally, Introduction, Body & Conclusion is the framework one should follow while writing an essay. (3) Be precise and well versed. (4) Avoid grammatical and spelling mistakes, fanatic remarks over politics & region and jargons. (5) Keep sentences short, precise and lucid. (6) … [Read More...]

Debt repayment

Your Debt Repayment Timeline: What to Pay When

It is important to create a repayment plan when tackling debt. When deciding which debts to pay and when, you will want to consider the payment amount, the length of the loan term, and the current interest rate. Credit Cards Image via Flickr by Most households have some type of credit card debt spread among numerous credit cards. In fact, American credit card debt has reached an astounding one trillion dollars in 2017. When you owe to multiple credit cards each month, creating a repayment plan can feel overwhelming. When it comes to paying down credit card debt, you can organize your debt either by amount owed or by the current interest rate. Organizing credit cards by … [Read More...]

Manage finances during divorce

How to Manage Your Finances During Divorce

Divorce is never an easy time.  For starters, there is the emotional strain of a relationship coming to an end and this is even more complicated if there are children involved.  Then there is the time and money lost to lawyers, etc.   But the complications don’t end there are you might need to find a new place to live or even figure out how to make ends meet. As such, managing your finances during a divorce is extremely important but it is often overlooked and with good reason as there are so many things to worry about when a relationship is disintegrating.  However, bills don’t care if your marriage is going well or is on the rocks and for this reason, we will look at ideas on how to … [Read More...]


4 Privacy Mistakes You Have to Avoid

We’ll all heard about the case of Ashley Payne, whose Facebook picture of herself holding a glass wine in one hand and a beer pint in the other hand, got her fired. She was a school teacher in Georgia, and she wasn’t even drinking in the school premises. But, a parent who saw this picture on her social media got too concerned and filed a complaint with the school board. Just a picture got this lady fired, and it isn’t like everybody is not posting such pictures. The only problem here was that Ms Payne did not take those privacy settings on Facebook too seriously. With the digital world expanding with such heavy rates, people are getting more and more casual about the concerns of privacy … [Read More...]

Get the Youngsters Clothed for Spring

Congratulations!  Now that you’ve brought that cute tiny squalling new child home to make your household a family instead of a couple you need to learn the real facts of life.  Not the ones your parents taught you when they talked about birds and bees, or those you heard about in class at school.  These facts of life deal with things like seeing that a new person is well fed, educated, protected, and clothed.  And you will find for the first time that the money you two felt was so readily available when you were enjoying life together as two runs out a lot faster when it must serve the needs of three. Fortunately, many expenses can be met through careful planning and management.  Using … [Read More...]