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  1. Great post! I agree that looking for options online is a great idea – I’ve heard so many great things about Ally, and they seem to have great interest rates on savings accounts.

  2. The importance of an emergency fun cannot be overestimated. My wife and I haven’t had to use ours, but it keeps us from feeling anxious about an unexpected expense. We use our credit union savings account but we are looking into getting a money market account because it offers the same liquidity but with a better interest rate. Fortunately for us our credit union offers some great options for money market accounts.

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