How to Buy, Sell and Rent Study Material

Are you going back to school? Or you are a first-year student at university?

In both cases, a student has to dish out a huge sum to buy new study material for the semester ahead. Until now you would have had to pay up to $500 at the start of each semester. Which is insanely expensive for a college student. In this post, I am going to share some creative ways to cut your costs dramatically.

Unless your student loan can cover the cost of textbooks, you would want to look for ways to get study material either for free or cheap. Also, not all study material is available online for free. Some courses require you to purchase books from a particular publisher. There is no escaping here.

Is renting a textbook cheaper than buying?

The good news is, if you cannot manage to pay a huge sum upfront, you can rent the books for one-fourth of its original price. Most university books are useless once the semester is over. You either have to store them on the shelf or look for potential buyers online. Which itself is a hassle. Hence, I recommend renting the majority of the textbooks and purchasing only the evergreen ones. Renting is always cheaper than buying.

Here are tips to buy, sell and rent study material

1) Rent textbooks for cheap on Chegg

chegg

Chegg is the only place where you can rent or buy a textbook at a 90% discount. Moreover, they also allow you to extend the renting period or keep the book if you want–by paying a few extra bucks. If you don’t find the book you are looking for(on Chegg), you can also use Amazon to purchase or rent textbooks.

2) PDF Drive

Almost all books these days are published in both paperback and digital form. Before purchasing or renting a book, do not forget to check for a free digital copy of that book. PDF Drive is a great platform to download eBooks in PDF format. Just type in the title or the name of the author in the search box.

3) Google search engine

Google is another clear choice for those looking for a free ebook online. You do need to apply a filter to get download links for the book you are looking for. Just type [title of book] filetype: pdf in the Google search box and you are good to go. Be aware of sites that ask you to create a free account. Most probably they will direct you to other spammy sites or ask you for a fee.

The bottom line

When it comes to university study material, it is wise to team up with your classmates. Create a Facebook group and start sharing whatever study material you have. Soon, others will chip in and you won’t have to spend a dime on buying or renting textbooks. You can also organize a book exchange meetup in your college.

Should I Join Rice Professional Mba Program? Is It Worth It?

Are you stuck at a dead-end job and are looking for a new career? Or maybe you want a raise at your current job?

A Professional Mba Program allows working professionals to pursue their higher education without giving up their job. Bear in mind that this program is designed for graduates with 1-2 years of work experience and not for senior-level executives. There is a separate course called Executive MBA for them.

This post is about the Professional MBA Program offered by Rice University, located in the heart of Houston. This is a 22-month program with evening and weekend classes. For those who want more relaxation in between lectures can opt for other 3 and 5 year programs. The university understands the fact that work can sometimes be soul-sucking. A 3 or 5 year MBA program provides space for those with difficult jobs to grow and excel at their own pace.

mba program

Should I Join Rice Professional Mba Program? Is this program designed for someone like me?

Whether you should join a Professional MBA Program offered by Rice Jones University depends on a lot of factors. Is your current employer supporting your decision to go for higher education? Are you unhappy at your current job and want to add a business degree to boost your resume? Whichever category you fall into, you should be willing to work hard throughout the program. And, as far as future job prospect is concerned, the only way is to network your way into a major company.

Secondly, do not join this program if you have a distaste for the Oil and Gas industry. Most of your classmates will be employees of major Oil and Gas companies. These companies(from Texas) send some of their top employees to this University so they could switch functions. Lastly, networking will feel like a piece of cake if you happen to have worked in the Oil and Gas industry before.

As far as the infrastructure is concerned, the classrooms are designed in a way to aid close communication and access between students and professors. You won’t find huge halls or auditoriums in Rice Jones University. Moreover, the teaching style for the Professional program is a lot different. It is quite slow and repetitive. This is to help you reinforce the fundamentals and concepts of business.

Is a Professional MBA Program worth it?

It is important to understand that an MBA program– whether full-time or part-time– is supposed to take your career to the next level, notably, management level. It is beneficial for those who already have proved themselves in a certain industry. For instance, someone with 2-3 years of experience working in the tech industry would benefit from an MBA. 

However, nowadays, an MBA program is looked at as a shortcut to success, particularly, by fresh graduates. People with no work experience are getting themselves enrolled without thinking about the consequences of their actions. This leads to disappointment later as after the completion of the course, their degree turns out to be useless and they have to work low-end jobs to repay their student loans. Do not make the same mistake with the Professional MBA program.

Best Careers for Bilinguals and Multilinguals

Are you fortunate enough to speak more than one language?

Maybe you migrated to the United States recently or you took classes to learn a new language. Being able to read, write and speak fluently in more than one language(being Bilingual or Multilingual) has a ton of career benefits that you will get to know when you join one of the following careers.

careers

Here are the best careers for Bilinguals and Multilinguals.

1. Human Resources Specialist

As a Human Resource Specialist, your job is to develop new relationships with potential employees, network, hire, conduct job interviews, screen candidates for the job interview, etc. All of the above tasks require you to have excellent verbal and written communication in one or more languages.

Salary: $59,180 per year.

2. Translator

Translator or Interpreter is another great career choice for Bilinguals and Multilinguals. Having the ability to speak more than one language is the only skill that qualifies for this job.

Salary: $47,736 per year

3. Teacher

Become a teacher of foreign languages if you have the ability to speak more than one language. A foreign language teacher specializes in one foreign language only. You can teach courses at the university or work independently on platforms like Udemy and SkillShare.

Salary: $63,129

4. Customer Service Representative

Working in the customer service department of an organization requires you to have excellent communication skills. You will also need to be able to speak multiple foreign languages(usually the ones where the customers of the organization you work for reside or belong to).

You don’t need to be an expert in multiple languages but should be able to help a customer out on phone or via chat. This job is well suited for multilinguals.

Salary: $38,037 per year

5. IT Consultant

Information technology consultant is one of the most lucrative career choices for Bilinguals and Multilinguals. However, it is not easy to become one. You need prior education in Information Technology or Computer Science; preferably a college degree. And also some experience working in the software industry.

An IT consultant has to travel and meet prospects and customers in many different countries. Multilinguals have better shot at excelling in this career.

Salary: $78,031

6. Diplomat

Diplomats are government officials who work for the foreign affairs department. Your job as a diplomat is to travel and meet high ranking people from all over the world. This is the right career for anyone who loves to travel and hate spending nine-ten hours each day in a cubicle. However, due to limited seats, there is massive competition for this job. This is what makes it the highest paid job on my list.

Salary: $87,245

Summary

The career choices listed above are for people who want to take full advantage of being Bilingual or Multilingual. And it makes complete sense as the competition in the job market is increasing day after day and job seekers are willing to learn new things that will give advantage to them over others.

Lastly, the salaries mentioned above are average salaries for a newbie or intermediate. The data is shown from reputed sources like PayScale, Indeed, and CollegeGrad.

How to Deal with Outstanding Student Loans

Student loan debt is so bad that it’s now considered a crisis, with over $1.5 trillion owed among 44 million borrowers in the U.S. alone. These astronomical numbers are second only to mortgage debt and a number of students are suffering with the burden of paying off student loans well into adulthood.

People who graduate with student loans are often trapped in a vicious cycle of constantly being in debt because of an inability to keep up with payments. Even if a student manages to find a job right after graduating, the income alone is often not enough to keep up with student debt as well as the standard cost of living (especially when rent is high). In turn, young adults resort to relying on credit cards to pay for basic things like food, transportation, internet, etc., pushing them even further into debt.

Student loan

So what can be done to offset the burden of student loans? While there are options out there, you’re going to have to do a little leg work to find them.

Debt Consolidation

Instead of paying off all of your loans from multiple creditors and at different interest rates, you can consolidate your debt into one single monthly payment. The Credit Canada debt consolidation program is a great option for people who need a helping hand when it comes to managing their bills and money.

You’ll work with a certified Credit Counsellor who can combine all of your unsecured debt into one monthly payment. They will also negotiate with your creditors on your behalf to either stop or lower the  interest on your debt. From there, they will work with you to create a plan with a specific end date as to when you will pay off everything you owe.

The goal is to create a repayment plan where you pay off your debt rather than just paying the interest on your debt. With a lower or zero-percent interest rate on your debt moving forward, every payment you make goes towards paying down the principle rather than just covering the interest. This is extremely helpful for people who have more than just student loans to deal with because managing other debts can make paying off your student loan much easier and more manageable.

Budgeting

A number of students are familiar with living on a budget, and it’s something that many adults are going to have to keep up with if they want to pay off their debts. There are a number of useful tools out there for building a budget that works for you, but the most important factor is that you stick with it. Easier said than done, but a budget is the number one way to pay off your debt and secure money for yourself in the future.

Hold off On Major Life Changes

While it’s not something anyone wants to hear, a number of young adults are holding off on major life events like getting married or buying a home in order to save money. With the average cost of getting married sitting at over $30,000, it’s no wonder that couples hold off from tying the knot. Buying a home and settling down to have children is even more expensive, so it’s best that you have your debts in order before even thinking about making these huge financial commitments.

Despite the grim picture, there’s light at the end of the tunnel. Keep working towards your goals and you’ll eventually get there.

Top Affordable MBA Programs in California

Are you interested in taking your career from an executive to a management level? MBA prepares you for jobs requiring leadership and management skills. There are numerous MBA programs available in California for both working and non-working students.

Here are the top affordable MBA programs in California.

1. Abraham Lincoln University

Abraham Lincoln University offers an accelerated, one-year, Master of Business Administration (MBA) program that provides a stage for young graduates to learn and experiment with various principles of business. This program has two specialization options: Finance and/or Human Resources Management.

2. Brandman University

Brandman university

Brandman University offers one of the best MBA programs in California. What I like about their program is that they have made it so flexible that you can add and remove subject as per your needs. Students from Brandman University get hired on-campus by organizations like Anthem and Oracle.

3. Pepperdine Graziadio Business School

Pepperdine Graziadio Business School is located in Malibu and offers a full-time MBA program. You can earn your MBA from any of the 12, 15, or 20-months programs. By doing your MBA in disciplines of your choice, you can begin your professional journey right from the get-go. You don’t have to wait for the right job that will provide the right opportunities for you to learn.

4. California Baptist University

MBA programs by the California Baptist University are accredited by ACBSP. Moreover, they have programs for one and two years in concentrations like Accounting, Aviation Management, Healthcare Administration and Management. The entire program costs around $28,000 which is quite less compared to other colleges of similar stature.

5. Marshall School of Business

The Marshall School of Business comes under the University of Southern California which is California’s oldest private research Universities. You will be surprised to learn that an amount of $687 million was dedicated to sponsored research by this School.

6. Bethesda University

Bethesda University is located in Anaheim. They offer two MBA programs: One with pre-requisite training and another without it. They offer programs with disciplines such as management, accounting, finance, marketing, operations, and leadership strategy. If you already are good at analytical and strategic thinking, you need not go for the prerequisites training.

7. California State University (CSU) – San Bernardino

CSU offers a traditional, online and professional MBA programs. You can opt for a traditional MBA if you are unsure about which subjects you are interested in. This program focuses on core management and business subjects. While the professional program is for people who have work experience in a particular field like engineering, medical science, chemistry, etc.

8. Santa Clara University

Santa Clara University offers several business and management courses for students from different walks of life. They also have some good part-time MBA programs like the Executive MBA and the Evening MBA. To apply for the Executive MBA, you need at least 10 years of working experience.

Conclusion

Finishing an MBA from a reputed University not only guarantees a secure job in a major organization but also gives you a chance to start your own business. Investors are more likely to take your business idea seriously if you have an MBA. As you would already know Silicon Valley– home to many start-ups and global technology companies– is also located in the state of California.

Will a Consulting Firm Pay for Your MBA?

MBA stands for Master of Business Administration, it’s a type of degree taken after the successful completion of a Bachelor’s and it’s a choice for postgraduates who would like to be credited for having mastered their business studies. It’s one of the most highly-respected and sought-after degrees in the world due to its practical nature and use in the real-life workplace.

MBA

Generally speaking, students studying for an MBA will not only learn the theory but also the practical application of the principles surrounding the management of business, which can be applied in real-world business environments and situations.

There are different categories which apply to MBA degrees, and it’s worth noting these can also be studied either full time or part-time (also known as evening or weekend classes). These degrees can be studied full time or part time respectively, the latter of which allows students to work and earn money at the same time and, almost akin to an apprenticeship, part-time MBAs are a great option for those students that have been sponsored by their employer to study an MBA.

Consulting firms that will pay for your MBA

Arguably, the industry in which an MBA is integral to their functionality is consultancy. Consulting firms offer specialist advice to various types of industry, which can be business, education, politics – but on the whole consulting firms help with core integral aspects of business functions like IT, customer service, and so on to become as efficient and profitable as possible, within the limits of that business.

This means good consultants are necessary to the success of such firms. And, to be a good consultant, you need good skills and qualifications. It’s important that consultants know exactly what’s going on within their chosen industry sector, from knowing at a technical point what the leading cutting-edge software is, to more intuitive points like understanding what the competitors are up to in their customer service policies.

Because of this, many consulting firms are happy to pay for part or 100 per cent of the tuition fees for those who want to study an MBA to go on after graduation to become a consultant at their company.

Generally, if your employer is paying for an MBA, you are contractually made to stick with them for at least 2 years following graduation (so they can get back some of their ROI)

There are multiple universities that offer this option, from Columbia  university to Hult International Business School, it would be a good idea to check out the modules of the university you’re thinking of studying with to see which would be a good choice for you, as these vary, alongside the methods of teaching and university campus ethos’.

Why consulting firms pay for MBAs

Most consulting firms will pay for MBAs to ensure their consultants are of top-quality. If this is the case, they’re going to do a good job, and thus make the consulting firm do a good job, leading to more business and greater profit for everyone involved overall in the long run.

Consultants on the whole, alongside formal training, have specialist expertise in their chosen field of industry due to years of real-life workplace practical application.

In other words, a company that runs an e-commerce site for example, may be struggling to attract the attention of their target market. A consultant would then be hired. This consultant would have had years of experience at marketing an e-commerce site towards a particular customer profile and converting these into real sales.

The consultant would have also gotten further training with the theoretical approach to this with the help of qualifications in business, from any institution, though one which specializes in business would be the first choice as it is an institution specifically aimed at priming students for success in the world of business.

Pros and cons of subsidized MBAs

Like all things in life, there are pros and cons in taking an MBA which is paid for by a consulting firm. In terms of pros, it’s a great first step into the world of consulting, and you don’t have to pay for it yourself with your own cash, and you’ll be debt-free.

On the other hand, this makes it more of an obligation to ensure you get the MBA, which could lead to more pressure than studying for other kinds of degrees on your own accord. Though, overall, the payoff would be worth it.

To find out if a consulting firm you could work at will pay for your MBA, it’s worth checking out hashtags on social media, as there are usually firms that promote when they any have available opportunities.