5 Best Cash Back Apps for Online Shopping

shopping

Cashback is indeed a marketing strategy to attract customers to online shopping portals. A trend began by credit card companies is now being implemented by almost all online shopping platforms including mobile shopping apps. But is cashback just a way to make you spend more money? Not entirely. Some apps are worth using. In this […]

Student loan

How to Deal with Outstanding Student Loans

Student loan debt is so bad that it’s now considered a crisis, with over $1.5 trillion owed among 44 million borrowers in the U.S. alone. These astronomical numbers are second only to mortgage debt and a number of students are suffering with the burden of paying off student loans well into adulthood. People who graduate with student loans are often trapped in a vicious cycle of constantly being in debt because of an inability to keep up with payments. Even if a student manages to find a job right after graduating, the income alone is often not enough to keep up with student debt as well as the standard cost of living (especially when rent is high). In turn, young adults resort to relying … [Read More...]

consolidation loan

3 Best Debt Consolidation Loans of 2019

Debt consolidation means to pay off your existing loans by taking one single loan which suits your requirements. It is the best way to streamline the entire repayment process. Lower interest rates and a low monthly installment are two of the biggest why people opt for a debt consolidation loan. You have a higher chance of getting your debt consolidation loan approved if you have sufficient assets that you can let the lender use as collateral against the loan. This is known as a Secured Loan as the lender has an option to recover money if you fail to repay. But with Unsecured debt consolidation loan, the lender has to take a risk by lending you money. If you fail to repay, suing … [Read More...]

stock

How to Invest in Stocks If You Do Not Have Time

No matter what your career, we are all stretched for time. When time is precious, sometimes life’s most important decisions get pushed to the back burner. Things like saving for your future and investing in stocks are often not prioritized. Here is one way that has helped numerous people like yourself start investing in stocks and growing wealth. When you first start investing, it is a good idea to look for firms who are low cost and let you invest less upfront. This where robo-advisors come in, they make investing affordable and easy with the help of technology. But with the wide variety of them available online, how do you determine which is right for you? Most robo-advisors stick … [Read More...]

work buddy

Professional Ways to Make Friends at Work

Are worried that a casual approach to friendship at your workplace might get you in trouble? The way people meet and socialize entirely depends on the kind of organization they work for. Major corporations are notoriously popular for punishing people who do not respond to hierarchy. So, being all buddy-buddy with your senior at a multinational company can get you in all sorts of trouble. But things are a lot different in small organizations and startups. Startups have taken a quite lenient approach and usually allow their employees to be friendly and opinion-oriented within the workplace. Whether you work for a major corporation or a startup, there are some practices … [Read More...]

productive

Little-known Ways to Stay Productive While Unemployed

Being unemployed is a nightmare and anyone who has been in such a situation would totally understand. But don't let this bad phase ruin your life. Unemployment can open doors for many opportunities that you never knew existed. You won't get lucky unless you continue to work hard and remain productive in this phase. The purpose of this post is to share some techniques that will allow you to stay productive while unemployed. Here are ways to stay productive while unemployed. 1. Hang around positive and upbeat people During the dark days of unemployment, your mind will keep creating negative thoughts and scenarios. This will bog you down and can hurt your self-esteem up to a point … [Read More...]

MBA program

Top Affordable MBA Programs in California

Are you interested in taking your career from an executive to a management level? MBA prepares you for jobs requiring leadership and management skills. There are numerous MBA programs available in California for both working and non-working students. Here are the top affordable MBA programs in California. 1. Abraham Lincoln University Abraham Lincoln University offers an accelerated, one-year, Master of Business Administration (MBA) program that provides a stage for young graduates to learn and experiment with various principles of business. This program has two specialization options: Finance and/or Human Resources Management. 2. Brandman University Brandman University … [Read More...]