How to Deal with Outstanding Student Loans

Student loan

Student loan debt is so bad that it’s now considered a crisis, with over $1.5 trillion owed among 44 million borrowers in the U.S. alone. These astronomical numbers are second only to mortgage debt and a number of students are suffering with the burden of paying off student loans well into adulthood. People who graduate […]


4 Pseudo-Investments Young People Will Soon Gravitate To

If you feel like you’ve seen a dozen articles about how millennials and the next generation beneath them don’t trust the stock market, it’s probably because you have. This is a very common topic of conversation in investing circles these days, and while there’s some data to suggest it’s an overblown point, the underlying idea still makes some sense. Wary of market corruption, tight on finances in general, and in many cases having seen their parents struggle through a recession, young people do often have a certain distrust for conventional styles of financial management and investment. It’s only natural that many in this category will seek alternatives to the markets, and … [Read More...]


What Changes has Cryptocurrency Brought into our World?

In the recent times the cryptocurrency has gained popularity all over the world. But since it is still a relatively new concept for many, not everyone is familiar with the groundbreaking positive changes that the cryptocurrencies have brought in this world. Here are a few ways in which the cryptocurrency has brought a change in this world! It has decreased the cases of fraud When it comes to finance and marketing fraud is one of the biggest threats in this type of industry. Fraud can be seen anywhere be it in transferring the funds or even using the credit cards. Now since the cryptocurrency in no ways associated with the bank accounts and since the cash is now transferred via a … [Read More...]

race horse

Is Buying a Racehorse a Worthy Investment?

It is easy to understand the appeal of horse racing. The sense of euphoria as your runner steadily moves clear of the chasing pack can provide an unbeatable rush of excitement, while the majority of race-goers also enjoy the social aspect of attending events such as Royal Ascot and the Cheltenham Festival. Racing does tend to have a reputation for attracting the elite, but it's entirely possible for anyone to buy shares in a racehorse and this provides a fun way of keeping an interest in the sport. We take a look at the pros and cons of investing your finances in a thoroughbred. Source: Catterick Racecourse via Twitter Why Invest? Anyone who invests in a … [Read More...]

Retirement planning

3 Stages of Retirement Planning for Entrepreneurs

Entrepreneurs are generally those people who have to plan for their retirement on their own since their self employed. So it is of prime importance to give yourself time to think and plan about the ways in which you can make your investment to last for your retirement. And if someone who has already planed one then you can look up for ways in which you can maximize it and thus get ahead of the game. Here are the three stages ff retirement planning if you are an entrepreneur Stage 1- The early stage This is usually the most overwhelming part of your journey and thinking about the retirement plan could be the last thing in your mind. But as it is said ‘the sooner the better’. So start … [Read More...]

mutual funds

How to Judge a Mutual Fund’s Performance?

A mutual fund is a pool of stocks, bonds or other securities that has been divvied up into shares for an investor to purchase. Choosing a mutual fund that is expected to perform well and meet your expected goals is done by thorough analysis and research. The steps to judge how a mutual fund is expected to perform are: Classification- Firstly, classify the various funds available on the basis of your goals. If it fits your scope, keep it in for comparison with others, if it doesn’t chuck it out. Many companies offer the same type of competitive models of the same type of fund which can be kept in for comparison. Set one as a benchmark and compare others to it. Historical Performance … [Read More...]

small business

Price elasticity of demand and How it Affects a Business?

Price elasticity of demand basically deals with price and quantity demand and their relationship. It evaluates how a change in price can also create a considerable change in quantity demanded. Heavily influencing marketing mix and decision making with respect to price, it is one of the most important and necessary business tool and concept. Many of the important marketing strategies that you adopt which will possibly affect and change the entire course of your business are under the grasp of this theory. Also called PED, it greatly affects finance and other aspects of your undertaking as well. Even though the changes in price and elasticity of demand move in opposite directions, they seem to … [Read More...]