5 Smart Tips For Saving Money in 2018

Save moeny

Are you a student aiming to save for your MBA or a small business aspiring to grow and save money at the same time? Whether you’re a parent, a professional or a business owner all of us, in some way or the other, are in search of effective money-saving ideas. It might seem an uphill […]

The 3 C’s to Car Buying

Do you buy a new car for looks or based on what you can afford?  Hopefully this will help you. I have noticed many friends buying cars that are way out of their price range and struggling to make the payments.  Ever heard of the saying “house poor” well that is them except it is a car Cost There are many sites that you can go out on to find the true cost of ownership of the vehicle.  There are a lot of factors other than just the price of the vehicle that you need to be concerned with.  The one that I like is Edmunds True Cost to Own.  Consider insurance, the insurance premiums on your new ride may cost more than your old clunker.  There are many factors that go into determining this … [Read More...]

Guest Post: Break Out Those New Year Resolution’s

Welcome to March! It's the beginning of the third month, and, if you're like most people you've already gone off track on your New Year resolutions. It's ok. Let's grab that list and see what we can salvage from it. First, cut the number down by 90%. That means if you made ten resolutions, you will want to save one of them. Change is a process, not a moment of rebirth. If you started off with a small list, of two or three, then pick your top priority. Now, chop that resolution into a three week plan. 21 days. That's all you get.? Here's an example from my own failed list of resolutions: Look like Ryan Gosling. Here is what I'm turning it into: Walk, run crawl or die trying for … [Read More...]

Beta is not just your parent’s old videocassette recorder it is a financial ratio

What is beta? Why beta?  Well it is the volatility of the stock or portfolio to the market as a whole.  This conversation can get really deep really quick if we start discussing various financial models and the actual calculation of it using regression analysis.  If you would like to know more drop me a line and we can discuss more in depth. What can it really tell us about a stock or portfolio?  Well when you look at a stock that has a beta that has a beta of 1.0, this stock would typically move with the market.  What is the market?  Good question!  The market that is typically benchmarked in the United States is the Standard and Poors 500 or S&P 500 for short. Take a look at what … [Read More...]

Education

Is it too late to get an MBA?

What an interesting week last week, now back to the grind of things.  Today we received a question from a reader who asks, "Is it too late to get an MBA?"  Let us define what the reader considers too late, they consider their mid 40's too late to obtain the advanced degree. What is his dilemma?  Mark is a mid level manager who strives to take that next step but all of the upper echilon have advanced degrees.  Some organizations only recruit talent for upper level positions if they have an advanced degree, his organization is one of those. Mark has his bachelor's degree and is at the glass ceiling for his current credentials at his organization.  He wants to move up and he knows he can … [Read More...]

Finance and Malware: A Love Hate Relationship!

After nearly 3 days of inactivity on my part on my blog I am ready to hit the ground running.  Wow those last 3 days have been hectic.  I woke up Monday morning to find my site acting a little funny.  I didn’t think anything of it so I went about the day.  Monday night I get home and try to check the site to see some the statistics and how things are going.  I get a redirect that takes me to Adfly. First thoughts are this could get expensive.  I have only been blogging 2 weeks if this gets to out of control, I wont be able to afford to drop a lot of money into the site especially since I am not making any money from the site at this point.  Let’s just do a quick analysis – I have been … [Read More...]

Malware / Trojan / Virus – Is this a familiar sight for you?

Well today I had my first experience with Malware.  I was not able to post a regularly scheduled post as usual.  I woke up this morning to check out the website to find a bunch of popups on the site once I logged in.  Talk about shell shock and not having a clue what to do.  Thankfully my fellow Yakeziers were there to the rescue with some valuable posts to help me though this debacle. I quickly got on the phone to my hosting company to see if they had any products that they offered for free to help me remove.  I don’t know if anyone has ever used Inmotion Hosting, but their customer service is outstanding.  I do not have a financial relationship with them at this time other than they are … [Read More...]