Are Online Careers as Feasible as they Sound?

Online career

You may hear a lot of people say these days that they have an online job. What does this mean? This means that they do not need to over to a formal office from 9-5. They need to work over the internet. In the sense, work is send over mail or post and submissions need […]

Think Finance

What to do Wednesday in Personal Finance? How about a personal loan?

What would you suggest as the best course of action in this situation?  If you have been following my blog for the great length of time that it has been around, ok since last week, you would know we recently became a two income household.  Here is where the story starts: One income, two kids and a wife all on a salary of 100k minus 50k.  I was earning close to 50k when we had our second child.  We have 2 cars and a mortgage payment but to help offset some of this we have a rental unit in the top portion of our house.   Our debt journey started once we graduated college and started popping out the little ones.  My wife wasn’t working when we first found out she was pregnant with our first … [Read More...]

Valentine’s Day for an MBA student – Celebration

Yesterday I was sitting there pondering the meaning of Valentine’s Day you know very well about me i am MBA student which always focus on MBA study, when it struck me that it must have been made up by retailers to make it through the slow winter months.  Well at least here in the Northern part of the United States, it is bitterly cold and we tend to hibernate. I saw earlier today on the National Retail Foundation website that the average person celebrating Valentine’s Day is going to shell out a whopping $126.03.  Men will spend about $168.74 compared to $85.76 spent by women. L Never mind it is the women’s holiday, I would much rather see the smile on my wife’s face from something I … [Read More...]

Payroll tax cut from the Government ?

So what does the payroll tax mean for you ?  Well for one thing it means a bigger paycheck on payroll, money that you can actually see when you open look on your stub. It came about in December 2010, when President Barack Obama worked along side his Republican colleagues to implement it to the dismay of some Democrats about payroll.  The tax cut reduced its tax and the Social Security withholding tax from 6.2% down to 4.2%.  This money is withheld from your pay check to pay for the Social Security programs.  If you would like to find out what programs it funds take a look here. I don’t know the reason they wait until the last minute to extend the deal.  This is an election year and … [Read More...]

Week One Recap

Wow, what a first week, this is really exciting and I love waking up in the morning now to blog again!!  A lot of great comments and plenty of feedback received via email.  Thank you keep those suggestions coming.  I really appreciate it. So, what did I do this week read many, many blogs because once you start reading you can’t stop.  Here are a few that I found particularly interesting this week in no particular order: Check out Shaun over at Money Cactus and check out this well written article…it really gets you thinking about what really motivates you??? J Money over at Budgetsaresexy always keeps the content fresh.  I found this article rather interesting this week, so much I … [Read More...]

The First Car I ever Owned…My 1990 Chevy Cavalier…

I was reading CNN a few weeks back and stumbled across this article. I have to say that the first car I ever owned was my first car a 1990 Chevrolet Cavalier in gunmetal grey, probably my best car as well.  My parents came off a lease that we had been driving and my parents bought me my first car.  I was 17, it was a used car and had a little over 100,000 miles on it.  Being used and having that many miles it had some wear, but that didn't stop me from falling in love with her.  I loved her so much that everyone I knew referred to her as “Magnum.” The best part about having it was that it was all mine.  I was young and back when I thought it was cool to put all those lights inside to … [Read More...]

Who else loves Tax Season like fantasy football ?

What better way to spend Superbowl Sunday than doing my taxes?  Well that is what I did on Superbowl with fantasy football Sunday.  I am not much of a fan of fantasy football and I am not much of a gamer interested.  It seems as those 2 go hand in hand on Superbowl Sunday.  My wife and I usually get a big tax return due to my withholding philosophy.  I personally like the psychology of receiving a big pay back from Uncle Sam. This year we are receiving close to $3,000 back from the IRS and the state.  That is a lot of money that had I been a better money manager throughout the year I could have put it to good use. Say I had opened up an investment account I could have put my money in … [Read More...]