Sponsored Video – Christmas Is Inching Closer: Buy Gifts For Children

As a Jeep owner I am happy to share this video. This post is sponsored by Jeep.

It has been a busy week with work as working in finance it is month end and the financial situation like so many other businesses around is not doing good.

Seeing first hand the money that the organization is bleeding does not give me that warm and fuzzy feeling, but it also makes me look inward to tidy up my own finances to make sure that I have my money in order.

So here is what my wife and I have done since mid October.  We have paid off about $2500 in credit card debt.  While it does feel good we are no where near where we need to be.  We upped our 401k Contribution percentages to 10% each.  Was this the correct financial decision?  Probably not considering we are only being matched up to 4% but we want to bulk up our 401ks and then with our tax return next year put it towards paying down more debt.  Remember back wayyy back about Dear debt I am going to defeat you.

Well that didn’t happen as planned my wife and I were burnt out and needed a vacation.  We have steadily been paying down our debt but really took it to heart this Christmas season.

In addition to being vigilant with our debt reduction practices we have adopted 3 children to purchase Christmas gifts for.  This is one of the best ways that I know to give back for being so fortunate.  The organization that we are working with is Kids Oneida.  If you would like to donate there is a link on their site, or see if you have it in yourself to do something in the community around where you live.  Until next week be safe and have a happy weekend.


Five For Friday: Morning After Annual Dinner = Tired

As some of you know from one of my post that I am on a board of directors for a local preservation group that helps local landmarks.  If you are interested in joining please let me know…shameless plug…Last night was our annual dinner where we hand out award to local companies that have embraced our vision.  I am the membership chairman so I had to give a brief speech.  There were local politicians and business owners in attendance, standing in front of them it was quite nerve wrecking.

Here are the Five For Friday:

Need a home security system check out this post.

How much did this presidential election really matter? Not sure check here!

Take a look at this post on the growth of the average wage over the last 25 years.

A new blog I stumbled across this week…as you can see he is doing a great job right off the bat!!!

How do you grow your professional network?  This is a blogger that I have been following right from the beginning.  I subscribe and read every one of her posts that are emailed to me.  Check it out here!

Over the next few weeks I hope to launch another site.  More an authoritative type site obviously based on money, being a finance professional I just love it and making it!

Enjoy your weekend…and no snow here in NY yet means a great weekend for me!!!


Freaky Friday Before Halloween Weekly Round up

Well it has been a long time since I did one of these weekly round up type things, I don’t really know where to start.  I will reintroduce myself.  I am a normal 30 year old guy that lives in Upstate NY with my beautiful wife and 2 daughters.  My wife and I both have graduate degrees but that doesn’t mean that we are debt free as we took a few detours to the path of debt freedom ie. 2 lil girls.

I have been blogging since February and I have made a lot of great friends through this from all over the world.  As you will see in the coming few days this site will undergo some construction and some changes to enhance your experience.  I appreciate any and all feed back once completed!!

Take a look at these posts this week that caught my eye:

Certificates Can Be Better Than Degrees at Modest Money

The Inner Workings of a Company Board Meeting at One Smart Dollar

Money Should Make Money Right? at Savvy Financial Latina

And to round it out an interview with J$ over at BudgetsAreSexy… Shh …it is from last Friday though.  I won’t tell if you won’t tell.

Is Halloween a global event or just something we partake in the United States?

Five For Friday: It might snow today in Central NY

This has been a long week at work.  I had a virus on my computer that I am still trying to rectify and I am posting this from my cell phone.  So if there are any errors please email me.  It gets me thinking; while cell phones are amazing running a blog from a phone is not practical.  I can respond to emails and comments but a lengthy post is just not in the cards.

I think in the subsequent weeks I am going to expand the Five For Friday.  If you have any clever naming methodologies please shoot me an email or leave in the comments.

My Lowest Point by Frugal Portland

Thank You For Irresponsible Credit Card Usage   by Modest Money

I Ain’t Sayin’ She’s a Gold Digger by See Debt Run

What Google Drive Really Means by Thad Thoughts

A College Grad’s Guide to the Job Search by The College Investor

That’s it, enjoy the reading and I will see you on Monday hopefully virus free!

Five For Friday: Figures the weather is great during the week but going to be soggy on the weekend!

It has been a long week. I went out of town on Wednesday night and made a rookie mistake in forgetting to set up a post for Thursday.  Then thinking I could access it from my phone, I tried and remembered that my WordPress hardening tactics worked well as I was not able to access behind the scenes here!  So as frustrating as that was I had a good night golfing afterward.

I was not able to read too many sites this week as I was working hard to complete an audit before I went out of town.  But the few that caught my eye are listed below:

Our Journey – The Disaster That Was March 2012 By Jason at Work Save Live  

What is whole life insurance? By Sean at One Smart Dollar

The Buffet Rule: Doest it make sense? By Shilpan at Street Smart Finance

Before Retirement, Eliminate Your Biggest Expense By MyMoneyDesign

Why I Decided to Do an MBA By Dannielle at Odd Cents

I hope your weekend won’t be as wet as it is predicted here.  Maybe *fingers crossed* by saying this it will not rain!  I will see you Monday bright and early!  Oh yah and make sure you come back….ya hear!

Five For Friday: New Logo, Below 200k, Stats are thriving, It is getting warm out, The Goodness is Neverending

What an interesting week it has been.  My Alexa rank dropped below 200,000 thanks to you, really I couldn’t have done it without you so I thank you!!

I had a logo created for my site so take a look and let me know what you think!

This weekend atleast where I live it supposed to be in the upper 60’s so that is making me feel anxious to get outside and do some yard work!

So here they are in no particular order, the Five For Friday! 

J  Money on how far would you go to pick up a penny?  So how far would you go?

How far would you let your family go?  Take a look at the article that Michelle at Making Sense of Cents wrote this week.  I really do not know what I would do.     

I was dying when I saw this one, look what some people will buy and sell.  AstroGremlin provides us this great one.   

This was a guest post on Modest Money but take a look it is a great article on Modesty in clothing.  I know after I leave work after wearing dress clothes all day, it is jeans and tshirt for me!

Short Road To Retirement gives us 9 stocks for the long term.  I like the theory of buying in companies that you know.   

 I will see you all bright and early Monday morning, enjoy your weekend and be safe!